Consolidated Mortgage Services Disclaimer | Trust Deeds | Residential Mortgage Loans

Money invested through a mortgage broker is not guaranteed to earn any interest or return and is not insured. Before investing, investors must be provided applicable disclosure documents.

ConsolidatedMortgage.com , and its affiliates, related companies, agents, and licensors (collectively "ConsolidatedMortgage.com "), is committed to protecting your privacy and the security of all data on this site. To demonstrate this commitment, we have adopted this privacy policy ("Privacy Policy"). Our policy is based on the principles of notice/awareness, choice/consent, access/participation and integrity/security in the collection and use of all information regarding our users and their activities at the ConsolidatedMortgage.com web site ("Site").

Please review this policy each time you use the Site as it is subject to change at any time by ConsolidatedMortgage.com without notice to you. It is your obligation to review this Privacy Policy from time to time. By accessing the Site you are indicating your agreement to this Privacy Policy. Any changes to the Privacy Policy will be effective immediately upon posting to this Site.

This policy tells you, among other things, what information we gather from you, how we may use or disclose that information and our efforts to protect it. Please read this policy carefully, and feel free to contact our Webmaster if you have any questions regarding its contents.

This document sets forth the terms and conditions ("Terms and Conditions") governing your use of the Internet web site operated by the ConsolidatedMortgage.com , located at "ConsolidatedMortgage.com" (the "Site"), and the information and services made available on and through the Site. Please read these Terms and Conditions carefully. These Terms and Conditions will form a binding Agreement between you, the user, and the ConsolidatedMortgage.com .

Your use of the Site indicates your acceptance of these Terms and Conditions. If you do not accept these Terms and Conditions, you may not use the Site. The use of the Site is a privilege. Please review these Terms and Conditions each time you use the Site as they are subject to change at any time by the ConsolidatedMortgage.com without notice to you. Any changes to these Terms and Conditions will be effective immediately upon posting to the Site. the ConsolidatedMortgage.com reserves the right to suspend your use of the Site for any reason at any time, in its sole discretion.

Some text, graphics, designs, logos, button icons, images, audio clips, data compilations and information ("Content") contained on the Site are owned or controlled by the ConsolidatedMortgage.com or its respective owners and are protected by United States and international copyright laws. Certain graphics, designs, logos and images on the Site are owned or controlled by Guardian. You may download Content solely for your personal use for non-commercial purposes. You may not modify or further reproduce the Content for any purpose whatsoever.

All logos and trademarks displayed on the Site are registered trademarks or trademarks of the ConsolidatedMortgage.com or are the marks, trade names, trade dress of their respective owners. Depictions of products or services on the Site are trademarks of their respective owners ("Trademarks") and are protected in the United States and internationally. No use of any Trademarks may be made without the prior written authorization of the ConsolidatedMortgage.com or the respective owners of the Trademarks except to identify the products or services associated therewith.

Nothing contained herein shall be construed as conferring any license or right to any patents, copyright or trademark embodied in the Site. All right, title and interest in the Content and the Trademarks shall reside solely with the ConsolidatedMortgage.com or the respective owners thereof.

The ConsolidatedMortgage.com does not want to receive confidential or proprietary information from you through the Site and any information or material sent to the ConsolidatedMortgage.com through the Site in respect of any products or service referenced or offered on the Site will be deemed NOT to be confidential. By sending the ConsolidatedMortgage.com any information or material regarding our services, you grant the ConsolidatedMortgage.com an unlimited, worldwide, irrevocable right and license to use, reproduce, display, perform, modify, transmit and distribute those materials or information, and you also agree that the ConsolidatedMortgage.com is free to use any ideas, inventions, concepts, know-how or techniques that you send the ConsolidatedMortgage.com for any purpose. Such purposes may include disclosure to third parties and/or developing, manufacturing and/or marketing goods or services.

By using the Site, you hereby represent and warrant that: (i) all information contained in any submission by you is either owned by you or rights have been granted to you permitting you to disseminate the information as set forth in these Terms and Conditions; and (ii) the information contained in any submissions by you does not infringe on the intellectual property rights of others, including but not limited to, copyright, trademark, patent, or trade secret rights.

Any submission of information by you through the Site or to the ConsolidatedMortgage.com is subject to the following guidelines and restrictions:

It may not contain URLs or links to any other Internet web sites; It may not contain copyrighted material (unless you own the copyright or have the owner's permission to post the copyrighted material); It may not contain trade secrets (unless you own them or have the owner's permission to post them); It may not contain material that infringes on the intellectual property rights of others, including but not limited to copyright, trademark, patent, or trade secret rights; It may not contain information that is known by you to be untrue, false or misleading or that does not fairly or accurately depict or describe the subject matter that is the subject of the information posted by you; It may not present information which impersonates another person, whether living or dead, misstate the identity of any person, or misstate or mislead as to gender or age; It may not contain viruses, bots, Trojan horses or other programs or information which disrupts or interferes with the operation of the Site; It may not be sent for the purpose of "flooding", "mailbombing" or "crashing" the Site; You may not solicit money, investments or make any offering of securities or investments; You may not submit chain letters or pyramid schemes.

The ConsolidatedMortgage.com does not assume any obligation to review the accuracy, completeness, truthfulness or content of any information submitted to the Site by you, other users of the Site, or of companies offering products or services on the Site. Notwithstanding, the ConsolidatedMortgage.com may in its discretion review information submitted to the Site for any purpose whatsoever and it reserves the right, in its sole discretion, to reject any information submitted to the Site for any reason whatsoever.

From time to time, as a convenience to you, the Site may include links to third party web sites, or permit third parties to link to this Site. Links to or from a third party web site, whether provided by the ConsolidatedMortgage.com or not, do not imply any affiliation between the ConsolidatedMortgage.com and the site owner, or an endorsement of such third party sites. We may cancel any link at any time and will remove any link from this Site upon request from the owner of the linked site. Such requests should be sent to our web site administrator, via the form contatc section.

Not all of the products and services described on this Site are available in all geographic areas of the world. You may not be eligible for all of the described products or services and we reserve the right to determine the eligibility of any user for any product or service. The pages relating to each product or service may provide additional information on the availability of each product or service and may contain additional terms governing eligibility.

This Site does not intend to market any products or services to children. the ConsolidatedMortgage.com does not knowingly gather, or solicit data, from children through this Site for marketing purposes.

ConsolidatedMortgage.com will make every reasonable effort to include accurate and up to date content on the Site. Notwithstanding, the ConsolidatedMortgage.com provides such content for informational purposes only and does not warrant or represent that descriptions of services or other content contained on the Site is complete, accurate, reliable, current or error-free.

THE SITE AND THE INFORMATION ON THIS SITE IS PROVIDED AS IS WITHOUT ANY WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. the ConsolidatedMortgage.com MAKES NO REPRESENTATION OR WARRANTY THAT THE INFORMATION CONTAINED ON THIS SITE WILL BE CURRENT, TIMELY, COMPLETE, ACCURATE OR ERROR FREE. the ConsolidatedMortgage.com HAS NOT REVIEWED ALL THE SITES THAT MAY BE LINKED TO ITS SITE AND DOES NOT ENDORSE AND IS NOT RESPONSIBLE FOR THE CONTENT OF ANY OFF-SITE PAGES OR ANY OTHER SITES LINKED TO THESE SITES. YOUR LINKS TO SUCH SITES IS AT YOUR OWN RISK. TO THE EXTENT THAT THE LAW DOES NOT PERMIT THE DISCLAIMER OF WARRANTIES, ALL CONTENT ACCESSIBLE ON THE SITE, OR ANY OTHER WEB SITE TO WHICH THIS SITE LINKS, IS WARRANTED ONLY TO THE MINIMUM AMOUNT LEGALLY REQUIRED. IN NO EVENT SHALL the ConsolidatedMortgage.com BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES FOR ANY USE OF THIS WEB SITE, OR ON ANY LINKED WEB SITE, INCLUDING, WITHOUT LIMITATION, ANY PROFITS, BUSINESS INTERRUPTION OR OTHERWISE. YOU AGREE TO INDEMNIFY, DEFEND AND HOLD the ConsolidatedMortgage.com HARMLESS FROM AND AGAINST ANY AND ALL LIABILITY, CLAIMS, CAUSES OF ACTIONS, DAMAGES, COSTS AND EXPENSES, INCLUDING BUT NOT LIMITED TO, ATTORNEYS FEES AND COSTS OF SUIT, ARISING OUT OF YOUR BREACH OF THESE TERMS AND CONDITIONS.

These Terms and conditions are governed by the internal substantive laws of the State of NEVADA in the United States of America , without respect to its conflict of laws principles. Jurisdiction and venue for any claims arising under from the use of the Site or these Terms and Conditions shall lie exclusively with the state and federal courts within the State of NEVADA . You hereby irrevocably consent to the jurisdiction of the state and federal courts within the State of NEVADA . If any provision of these Terms and Conditions is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms and Conditions, which shall remain in full force and effect. The failure of the ConsolidatedMortgage.com to enforce any term or condition of these Terms and Conditions shall not be deemed a waiver thereof and shall not prevent its later enforcement.

The information contained in these Terms and Conditions may be changed or updated by the ConsolidatedMortgage.com from time to time and without prior notice by posting the modified Terms and Conditions to the Site. the ConsolidatedMortgage.com may also make improvements and/or changes in the products and/or the programs described in this information at any time without notice. It is your obligation to review these Terms and Conditions on an ongoing basis. Your continued use of the Site constitutes your agreement to these Terms and Conditions. If at any time you do not agree to these Terms and Conditions, you must cease your use of this Site.

CMC Financial Services (“CMCFS”) and/or Consolidated Mortgage, LLC (“CM”) are committed to safeguarding the non-public personal information that you provide us. This Privacy Policy describes how we handle and protect non-public personal information we collect about individuals such as you, who apply for or receive our products and services, or have previously.

Why And How We Collect Personal Information
When you apply for or maintain an account with CMCFS and/or CM, we collect non-public personal information about you for business purposes, such as evaluating your financial needs, processing your requests and transactions, informing you about products and services that may be of interest to you, and providing customer service. The information we collect about you includes:

Information you provide to us on applications and other account forms, such as your name, address, date of birth, social security number, occupation, assets, and income;
Information about your transactions with us and our affiliates;
Information you provide to us to verify your identity, such as government issued identification, that we receive from other entities not affiliated with CMCFS and/or CM.

How We Protect Information
We limit access to your non-public personal information to those employees who need to know in order to conduct our business, service your account, and help you achieve your financial objectives. Our employees are required to maintain and protect the confidentiality of your non-public personal information and must follow established procedures at all times. We maintain physical, electronic, and procedural safeguards to protect your non-public personal information. We do not rent or sell your name or non-public personal information to anyone for any reason. In addition, it should be noted that even if you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.

Sharing Information With Our Affiliates
CMCFS and/or CM may disclose the information that we collect about you to our affiliates who offer financial products or services.

Disclosure To Non-Affiliated Third Parties
In order to support the financial products and services that we provide to you, we may share the information described above with third-party service providers not directly affiliated with us, including:

Companies under contract to perform services for us or on our behalf, such as vendors that prepare and mail statements and transaction confirmations or provide data processing, computer software maintenance and development, transaction processing and marketing services.

These companies acting on our behalf are required to keep your non-public personal information confidential.

In addition, we may disclose information to cooperate with regulatory authorities and law enforcement agencies to comply with subpoenas or either official requests, and as necessary to protect our rights or property.

Accessing And Revisiting Your Personal Information
We endeavor to keep our customer files complete and accurate. We will give you reasonable access to the information we have about you. Most of this information is contained in account statements that you receive from us and applications that you submit for our products and services. We encourage you to review this information and notify us if you believe any information should be corrected or updated. If you have a question or concern about your non-public personal information or this privacy notice, please contact your CMCFS and/or CM representative.

We will provide our privacy policy to you annually as long as you maintain an account with us. This policy may be modified from time to time to comply with applicable laws or to conform to our current business practices. If we modify this policy, you will be notified of any changes.

Consolidated Mortgage Disclaimer