Past Trust Deeds, Land Acquisition & Residential Loans, Construction Loans

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Past Trust Deeds

The following projects are a sampling of the historical prospective of loan orginated by Consolidated Mortgage and funded by Investors.


	Land Acquisition - Loan #03-3081 Sold Out Description: First Trust Deed for the acquisition of land that encompasses 93 fully-developed residential lots located in the Twilight at North Ranch development, near North 5th Street and the 215 Beltway in Las Vegas, Nevada. The borrower has begun construction of the two model homes. The model home lots are NOT collateralized by this deed of trust. This trust deed will have multiple principal pay downs: per 5-lot increments at an accelerated rate of 105%. Loan Amount: $2,800,000.00 ($30,107.53 per lot) Estimated Value: $4,929,000.00 ($53,000.00 per lot, based on a March 7, 2008 purchase price.) Loan-to-Cost: 57% Borrower Equity: To date, the borrower has expended approximately $2,100,000.00 of their own funds into this project. Yield (principal value > $100,000): 12.25% Yield (principal value < $100,000): 12.00% Term: 18 months with two optional ninety day extension periods.

	Refinance Lot / Site Development - Loan #03-2204 Sold Out Description: First Trust Deed to refinance 3.715 acres of land at South Las Vegas Boulevard and Shelbourne Avenue in Las Vegas, Nevada and provide funds to continue development of the site. Subject property will have direct access to Las Vegas Boulevard with future development planned as multi-story housing, hotel, restaurants and other commercial uses. Loan-to-Value (based on appraisal): 60% Yield (principal value > $100,000): 12.25% Yield (principal value < $100,000): 12.00% Term: 12 months Interest Reserve: 12 months

	Existing Residential - Loan #03-2231 Sold Out Description: First Trust Deed for personal residence until property is sold. Home is currently unoccupied. Loan-to-Value (based on appraisal): 70% Yield (principal value > $100,000): 12.25% Yield (principal value < $100,000): 12.00% Term: 9 months

	Acquisition - Loan #03-2465 Sold Out Description: First Trust Deed for the acquisition of 9.15 +/- acres of commercial zoned land, provide soft costs and twelve months of interest reserve. The Borrower is planning a retail development project on the subject parcel located at Boulder Highway and Gibson Road in Las Vegas, Nevada. Loan-to-Value (based on appraisal): 60% Yield (principal value > $100,000): 13.25% Yield (principal value < $100,000): 13.00% Term: 12 months

	Land Acquisition - Loan #03-3077 Sold Out Description: First Trust Deed to acquire 5 acres of vacant land located just west of Fort Apache on Wigwam Avenue in Southwest Las Vegas, Nevada. This parcel has been approved in a specific plan amendment as part of the overall Rhodes Ranch Master Planned Development. The Rhodes Ranch community is situated around a Ted Robinson designed golf course and is expected to have more than 5,000 homes upon completion. Appraisal Value: $3,500,000.00 Appraisal Source: Criterion Group / December 2007 Loan-to-Value (based on estimated value): 69% Loan Amount: $2,400,000.00 Yield (principal value > $100,000): 12.50% Yield (principal value < $100,000): 12.25% Term: 12 months

	Construction - Loan #03-2464 Sold Out Description: First Trust Deed for refinance of existing lot loan and to provide funds for construction of a commercial building located in the Higland Plaza Business Park at Horizon Ridge Parkway and Valle Verde Drive in Henderson, Nevada. Borrower intends to build a 36,192 square foot office building. The photo to the left illustrates a future rendering of the building. Loan-to-Value (based on appraisal): 65%* Yield (principal value > $100,000): 12.25% Yield (principal value < $100,000): 12.00% Term: 12 month

	Purchase - Loan #03-2471 SOLD OUT Description: First Trust Deed for the purchase of a 10 acre condominium site located at Sunset Road and Fort Apache in Las Vegas, Nevada. Property is currently zoned R-3 allowing up to 18 units per acre. The Borrower intends to have the property rezoned for 24 units per acre. This Borrower is currently developing a project known as Presidio Heights, a brownstone community of 120 units in Las Vegas, Nevada. Appraisal Value: $13,000,000.00 ($1,300,000.00 per acre) Appraisal Source: Wert-Berater Commercial Real Estate Advisors - James L. Stevens, MAI / June 22, 2007 Loan-to-Value (based on appraisal): 72% Loan Amount: $9,400,000.00 Protective Equity: $3,600,000.00 Yield (principal value > $100,000): 12.25% Yield (principal value < $100,000): 12.00% Term: 12 months Interest Reserve: $1,175,060.00 (12 months)

	Refinance Lot / Site Development - Loan #03-2206 SOLD OUT Description: First Trust Deed to refinance 4.017 acres of land located at South Las Vegas Boulevard between Shelbourne Avenue and Warm Springs Road in Las Vegas, Nevada and provide funds to continue development of the site. This property has Las Vegas Boulevard frontage with future development planned as hotel, restaurants and other commercial uses. Appraisal Value: $20,100,000.00 Appraisal Source: American Property of NV; Gordon Garff, MAI / July 2007 Loan-to-Value (based on appraised value): 60% Loan Amount: $12,060,000.00 Yield (principal value > $100,000): 12.25% Yield (principal value < $100,000): 12.00% Term: 12 months

	PHLV Belcerro, LLC - Loan #03-310 SOLD OUT Description: Belcerro is a residential home develeopment located within the Southern Highlands master planned community in southwest Las Vegas, Nevada . The loan proceeds will be used to construct a 1,457 square foot model home (Model #3A). This two story home will feature 3 bedrooms with 2.5 baths and a two car garage. Loan Amount: $150,500 Estimated Value: $215,000 as appraised by RCS Appraisal, Inc. (03/2008) Loan-to-Value: 70% Yield (principal value > $100,000): 12.00% Yield (principal value < $100,000): 11.75% Term: 6 months with two optional 90 day extension periods.

	Land Acquisition - Loan #03-3082 SOLD OUT Description: First Trust Deed to acquire 2.61 acres of land located on the Southwest corner of Kyle Canyon Road and Oso Blanca Road Near US Highway 95 in Northwest Las Vegas, Nevada, a major route to Mt. Charleston, a year round getaway for residents and tourists with hiking, camping and skiing. The property is fully mapped and entitled with future development plans for gas, restaurant and retail buildings. Appraisal Value: $2,270,000.00 Appraisal Source: ROI Appraisal, Ken Britton, MAI / March 2008 Loan-to-Value (based on estimated value): 63% Loan Amount: $1,440,000.00 Yield (principal value > $100,000): 12.25% Yield (principal value < $100,000): 12.00% Term: 12 months